compensating balance

NOUN
20 LETTERS · STARTS WITH C

compensating balance is a valid 20-letter word worth 30 points in Scrabble and 40 points in Words with Friends.

SCRABBLE WORDS WITH FRIENDS
C3O1M3P3E1N1S1A1T1I1N1G2B3A1L1A1N1C3E1
3 + 1 + 3 + 3 + 1 + 1 + 1 + 1 + 1 + 1 + 1 + 2 + 0 + 3 + 1 + 1 + 1 + 1 + 3 + 1 =30 PTS
DOUBLE WORD → 60TRIPLE WORD → 90
MEANING

What does compensating balance mean?

NOUN · 1 SENSE
1

A minimum credit balance that a bank may require a borrower to keep on deposit as a condition for granting a loan; a common requirement for establishing a line of credit at a bank.

“the compensating balance increases the effective interest rate to the bank since the net amount loaned is reduced but the interest paid is unchanged”

BROADER