depository financial institution

NOUN
32 LETTERS · STARTS WITH D

depository financial institution is a valid 32-letter word worth 41 points in Scrabble and 48 points in Words with Friends.

SCRABBLE WORDS WITH FRIENDS
D2E1P3O1S1I1T1O1R1Y4F4I1N1A1N1C3I1A1L1I1N1S1T1I1T1U1T1I1O1N1
2 + 1 + 3 + 1 + 1 + 1 + 1 + 1 + 1 + 4 + 0 + 4 + 1 + 1 + 1 + 1 + 3 + 1 + 1 + 1 + 0 + 1 + 1 + 1 + 1 + 1 + 1 + 1 + 1 + 1 + 1 + 1 =41 PTS
DOUBLE WORD → 82TRIPLE WORD → 123
MEANING

What does depository financial institution mean?